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Your Terms and Conditions section is like a contract between you and your customers. You make information and services available to your customers, and your customers must follow your rules.
Common items in a terms and conditions agreement allow you to:

Due to new regulations surrounding hemp products, credit card processors are cracking down on our industry, and they have updated their policies and are no longer supporting transactions for hemp-based products. we can no longer process credit cards directly on our site. It’s a hurdle many in our community are facing right now, but we aren't letting it stop us!
We have switched over to direct payment methods to make sure you can still get your orders without interruption. Moving forward, you can pay using: Zelle, Venmo, & Cash App
Thank you for supporting a small business!
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